Plan the paycheck.
Guide each day.
Plan each paycheck from payday to payday with clear envelopes and a daily spending guide. No account required.
Finance & Budgeting
Plan the paycheck. Guide each day.
Plan each paycheck from payday to payday with clear envelopes and a daily spending guide. Designed to stay focused, understandable, and under your control.
- Set a take-home income, currency, and the dates covered by a pay cycle.
- Create purpose-based envelopes with planned amounts.
- Record spending against each envelope and see what remains or is over budget.
- Track cycle progress, unassigned money, and an estimated free-to-spend amount per remaining day.
PayCycle is a personal planning tool. Its figures are estimates based only on values entered by the user; it does not connect to financial accounts and is not financial, tax, payroll, or investment advice.

Finance & BudgetingPayCycle
Plan each paycheck from payday to payday with clear envelopes and a daily spending guide.
Private by design20 languagesiOS & Android
Stored locally
- Take-home income, selected currency, and cycle start and end dates
- Envelope names, planned amounts, and recorded spending
- Selected app language
- Analytics and diagnostics consent choice